I received a phone yesterday to my Windsor office. The caller was concerned about the effect of her bankruptcy on her spouse. 

She had accumulated this debt many years ago when married to her first husband.  He filed for bankruptcy and since she had cosigned debt, the debt then became her responsibility. 

She assumed just because she and her current spouse were married, her debts automatically became his debts.   I asked if her husband had co-signed any of the debts and she advised that he had not.  She was happy to hear that if she filed for bankruptcy the debts would not be his responsibility. 

The caller is now in the process of getting a fresh start from her debt through filing for bankruptcy.

If you need a fresh start call me at 310-PLAN or email me.