Well, here it is another start to summer and another year of road construction. It seems that every day when I drive to our Windsor office I have to deal with another detour. As annoying as it is when it seems like every other road is under construction, in the long run it will be a good thing for the city. We’ll have repaired roads and, I hope, better traffic flow.

It also means that some of Windsor’s heavy equipment operators are back to work. And that is a very good thing. It seems like there has been a drought for some of these workers so the jobs are good news for them, and good news for Windsor. But it’s important to realize that these projects are just temporary. Once the road is repaired or built, the job is done. Yes there may be another road to build but a lot of these projects are done under special funding and that special funding has been spent. As I have always discussed before, you need to make a plan for the future. Even though the income is very high now, you need to start planning for the lean times. If you need to buy items, think about what you need versus what you want. You also need to start saving cash for the future. It’s tempting to go out and buy all the stuff you have been wanting or putting it on credit cards with the plan to pay for it over time, but that is very expensive. If in the fall you may no longer have the income and you need to think about how you will be able to make those credit card payments.

If you already in financial difficulty and need to discuss your situation in detail call me at 310-PLAN or 519-250-8060 or complete the online evaluation form. Together we can develop a plan that is right for you. And don’t forget to check the road detour routes before you head out.