Summer is here again, and it is more important that even toproperly budget your money. Why does summer change that? There are a few reasons.

With the increase in temperature you are probably running your air conditioner more. That means higher electricity bills.

Traditional gas prices are higher in the summer and that means it will cost more to fill up your car.

Many people take time off work during the summer. Even if you are not going on a vacation for a week or 2, even day trips cost money.

What can you do?

Consider raising your thermostat to save on air conditioning bills, or look for other ways to keep your house cool. Enwin has some good energy savings tips

Try to fill up your car when gas prices are lower. I am not suggesting you drive across town to save pennies (you will lose more in the long run), but you can top off your tank if you pass a gas station with a lower price.

If you are planning a trip, use cash instead of credit.

You can read more about budgeting here.

If you find that you are having difficulties with your bills, it’s important to talk to someone about your options. Call me at 310-PLAN, or send me an email.