Maybe your hours were cut back at work, and you are having difficulty paying your credit cards. Things were fine when you were working full time.
Maybe your relationship recently broke down. Things were fine when there were two incomes in the household. Now that it is just your income, you find there isn’t enough money to go around.
Whatever the reason, the creditor calls are starting. The calls are stressful and you don’t know where to turn. The first thing to know is that you are not alone. There are options to help you with your debt problems. What you need is a fresh start.
What is a fresh start?
I refer to a fresh start as a way to be free from your debt. It can come in various forms. For some people a fresh start is a bank consolidation loan.
For others credit counselling may be the way to their fresh start.
It could also be a consumer proposal or bankruptcy.
Everyone will have their own path to their own fresh start. It’s important to talk with someone about which option is best to help you. Give me a call at 519-250-8060 or 310-PLAN and I would be happy to meet with you to discuss the road to your fresh start.

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