In order to file for bankruptcy in Windsor, we first need to review your situation. When you call my office at (519) 250-8060 or 310-PLAN we will ask you a few basic questions and then arrange an in person meeting.

At that meeting we review who you owe money to and the amounts, your income, expenses and you assets. We will also review all of your options with you including a consumer proposal, credit counselling and bankruptcy and we explain each option in detail, including what is expected of you. This meeting also allows you to ask us any questions you might have about the process.

Many people are concerned about the qualification process for bankruptcy and if they can be refused. In fact, all you need is at least $1,000 in unsecured debt, being unable to pay your debts as they become due and having more debts than assets.

After meeting with us we will give you an information package to take home and read. This information package is very similar to the information you are reading on this web site. There is also a “fresh start” application form you need to complete. We will give you this form at our meeting so you can complete it in the comfort of your own home. You can download this application form on our main web site if you want to get started now.

When you are ready to get to file, simply return the completed application form to our Windsor Office and my staff will arrange another meeting to sign all of the paperwork. Once the paperwork has been signed and electronically filed with the Superintendent of Bankruptcy’s office, the process has started and your fresh start has begun.

To discuss your situation, please e-mail me or call me in Windsor at (519) 250-8060 .