What is the difference between a bankruptcy and a consumer proposal?

November 28, 2011

Before I answer your questions, let me first discuss the similarities between a bankruptcy and consumer proposal. 1. They both give you a fresh start from your debts; 2. They are both administered by a licenced trustee; 3. They both give you court protection from your creditors. Now let me discuss the differences. 1. In [...]

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How do I know if I am dealing with a real Trustee?

November 21, 2011

I received this email and I thought it was a good question and I would post my answer here. The first thing you should look for is their licence. Most trustee’s will have this hanging on their wall. You can also check the database with the Office of the Superintendent of Bankruptcy. All trustee’s are [...]

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Financial Fitness Offers Free Healthy Money Workshop

November 14, 2011

Event: Money Habitudes™ Location: Financial Fitness 420 Devonshire Rd. Windsor ON Date: November 16th 2011 Time: 6pm Cost: FREE Details: Money Habitudes™ is a fun and easy way to discover the real issues that make people argue, act irrationally or keep them from reaching their financial and life goals. If you and your partner disagree [...]

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How do I get a Fresh Start?

November 3, 2011

Times are tough for you. Maybe your hours were cut back at work, and you are having difficulty paying your credit cards. Things were fine when you were working full time. Maybe your relationship recently broke down. Things were fine when there were two incomes in the household. Now that it is just your income, [...]

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What is a Debt Consultant?

October 12, 2011

We have all heard the radio ads, seen the TV commercials or billboards. A company is claiming that they can reduce your debt up to 70% and that the government has announced a new program to help you eliminate your debt. Who are these companies and what do they do? These companies are debt consultants [...]

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